3-D Secure 2.0 : Strong authentification and validity

  • Expertises
  • 1 min read

SPECIAL CASES

As RTS (Regulatory Technical Standards) comes into effect in Europe on September 14th, 2019 to apply recommendations gathered in PSD2, Strong Customer Authentication (SCA) will be expected for all online transactions.

Strong Customer Authentication (SCA) validity is defined when using at least 2 of the 3 following criteria:

  • knowledge: something only the user knows (PIN, password, etc.)
  • possession: something only the user possesses (a card, mobile phone, etc.)
  • inherence: something only the user is (biometric identification like fingerprint, iris or voice recognition…).

Some specific payment operations will be considered out of the RTS SCA scope:

EXEMPTIONS

However, exemptions to Strong Customer Authentication are anticipated to enhance electronic payment
experience:

TAKE ADVANTAGE OVER THE REGULATORY CHALLENGES

Protect your conversion

Our unique positioning within the BPCE Group gives you the opportunity to take advantage over the regulatory challenges:

  • COLLABORATION WITH CERTAIN ISSUERS to grant Frictionless 100%
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Check out our 3-D Secure 2.0 technical documentation : http://developer.dalenys.com/operations.html

 


 

This article is part of a series of articles on 3-D Secure 2.0:

 


 

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